A flexible path for primary homes, second homes, and investment properties.
Often a strong fit for borrowers at or above a 620 FICO score, with options that can include a co-borrower or co-signer.01/Home financing
Your mortgage deserves a smarter game plan.
Clear options, direct guidance, and a broker who stays in your corner—from first question to closing day.
A quick starting point · About 60 seconds
Since 1991Real estate experience
BBB A+ AccreditedAccredited since 2019
Bilingual teamEnglish & Spanish
NMLS #1428535Licensed in Texas
Houston expertiseMortgage guidance that stays personal.
02
Mortgage options
Start with your goal.
Then find the right loan.
You do not need to know the program name. Tell us what you are trying to accomplish and we will narrow the field.
What are you trying to do?
A closer look
Conventional
A flexible path for primary homes, second homes, and investment properties.
Often a strong fit for borrowers at or above a 620 FICO score, with options that can include a co-borrower or co-signer.
Every approval is subject to program criteria and underwriting.
03/The game plan
A clear path, even when the loan isn't simple.
No smoke, no jargon, no disappearing act. You get a direct route from your first question to a confident closing.
Find the right lane
We look at your goals, property, credit, income, and timeline before pointing you toward a program.
Build the strategy
You see the tradeoffs clearly—rate, cash needed, qualification, documentation, and next steps.
Close with confidence
Adam and Nohemi stay accessible while your loan moves from application through final approval.
An affiliated advantage
Two specialists.
One coordinated move.
When qualified buyers choose Superhero Lending for the mortgage and affiliated Superhero Realty for representation, they may receive up to a .50% APR reduction.
Superhero Lending+Superhero Realty=Potential savings
The people in your corner
You'll know who is handling your loan.
Superhero Lending is not a call center. It is a Houston brokerage led by two people with decades spent inside real estate and lending.
Since ’91real estate experience behind every conversation
Schedule 15 minutes with Adam 
Mortgage Broker · NMLS #281423
Adam Passey
Real estate since 1991. Founder of Superhero Lending and your direct mortgage strategist.
Loan Originator · NMLS #1449122
Nohemi Passey
Licensed real estate professional since 2003. Bilingual guidance from search to financing.Adam and Nohemi gave me excellent service in buying my house. My credit wasn't so good at the time, and they helped me buy a house. Thanks to them I am a homeowner.
“They are always taking care of every single detail of the loan.”
“Wonderful to work with! Found my dream home and now I own it. Plus, they speak Spanish.”
“After 10 years, still remember great service—professional and absolutely friendly.”
Before you apply
Good questions deserve straight answers.
Still unsure where you fit? Call or text Adam directly at 713-702-0550.
What types of mortgages do you help with?+
Conventional, VA, FHA, Jumbo, USDA, Foreign National, construction, renovation, ITIN, and commercial programs—with additional options for unusual situations.
Do I need perfect credit?+
No. Each program has different requirements. The right first step is understanding your full situation, not assuming one score tells the whole story.
Can I get help in Spanish?+
Yes. Nohemi Passey provides bilingual guidance. Para Español, llame al 346-213-2066.
Are Superhero Lending and Superhero Realty the same company?+
No. They are separate affiliated businesses. You are not required to use both, though qualified buyers who do may be eligible for the advertised APR reduction.
Can I start without completing a full application?+
Yes. Start with the quick rate questionnaire, schedule a 15-minute call, or text Adam before deciding how you want to proceed.
Your next move starts here